Projecting a Happy Retirement
A 2015 study found that 41% of households headed by someone aged 55 to 64 had no retirement savings, and
only about a third of them had a traditional pension. Among
Debt Optimization Strategies
As part of improving your financial situation, you might consider reducing your debt load. A number of strategies can be used to pay off debt. However, before starting
Common Financial Wisdom: Theory vs. Practice
In the financial world, there are a lot of rules about what
you should be doing. In theory, they sound reasonable. But in practice,
it may not be easy, or
Can I make charitable contributions from my IRA in 2016?
Yes, if you qualify. The law authorizing qualified charitable distributions, or QCDs, has recently been made permanent by the Protecting Americans
Can I name a charity as beneficiary of my IRA?
Yes, you can name a charity as beneficiary of your IRA, but be sure to understand the advantages and disadvantages.